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Update 29.9.2020 Extension of measures with ** till 31.1.2021 approved in Consejo de Ministros today.
As approved during the Consejo de Ministros July 7, 2020.
Automated translation of a summary on the Moncloa website.
Relief of the financial burden of mortgages and non-mortgage loans
The Second Vice President of the Government and Minister of Social Rights and the 2030 Agenda, Pablo Iglesias has explained that, in order to alleviate the financial burden of people in vulnerable situations, the mortgage moratorium on habitual residence, properties subject to economic activities and properties that are rented out may be requested until September 29 and will last three months. As of June 30, this aid has been granted to more than 200,000 people, 83% of the registered applications.
Likewise, the moratorium on loans without mortgage guarantees and consumer loans, for which more than 384,000 applications have been granted – 85% of those filed – extend in the same period.
Protection of vulnerable tenants **
The vice president has indicated that the six-month extension of the leases on habitual residence may be requested until September 30. Provided that a different agreement between the parties had not been reached and that the owner, a natural person, had not communicated the need for the home for himself, in compliance with the terms and conditions established in article 9.3 of Law 29/1994 , of November 24, of Urban Leases.
The deadline to request the moratorium, the total or partial deferment of the rent payments with regards the lease of housing contracts is also extended to that date, in case the lessor is a large holder, for those households in a situation of economic vulnerability.
Basic supplies guaranteed **
In order to guarantee access to basic supplies for vulnerable consumers, Pablo Iglesias has announced that the social voucher ‘Bono Social’ is extended until September 30. In addition, the guarantee of water and energy supplies is extended to domestic consumers, in habitual residence, until the same date. This adds, the vice president has indicated, to the cessation of evictions , which will be in force until October 2, 2020.
Per 29.9.2021: Extended till 31.1.2021 the suspension of the eviction procedure and of the releases for vulnerable homes without a housing alternative. This measure favours the possibility of action by social services, taking into account that a difficult situation persists for many households that may be at risk of losing their home and, all this, in line with the extension of other social protection measures in the economic and labour field.
