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The CJEU in a recent judgment, has established that the IRPH can be declared null and void if the bank does not prove that it has explained to the client how the interest rate works and had not presented different scenarios on the evolution of t
CRIMINAL LAW-CORPORATE LAW-ADMINISTRATIVE LAW-EMPLOYMENT LAW-BANKRUPTCY AND INSOLVENCY-FINANCE AND BANKING LAW-FAMILY LAW AND WILLS-INHERITANCE-REAL ESTATE- COMMERCIAL- PLANNING LAW-IMMIGRATION LAW-TAX-MARITIME & SHIPPING LAW-MEDIATION AND A
Due to my involvement with our community for many years as what I can only describe as a trouble shooter, I have spent many hours with lawyers and also mediating between the professionals and the Ex-pat community. I had come to the conclusion th
For those who have bought a property in Spain with a mortgage will have paid costs and fees associated with the mortgage on the purchase. These costs will include: valuation, notary, registry,(judicial taxes) and management fees.
The Supreme Cou
On the 21/12/2012 the European Court of Justice ruled the invalidity of the abusive floor clause and demand that the banks return the amounts overcharged retroactively. The ECJ has ruled that the Spanish Supreme Court did not have the ability to
This promotion went bust in 2011 leaving thousands of purchasers out of pocket. Thousands of investors, some of whom paid up to 150,000 euros for one of the off-plan properties, are not aware that they can recoup the money paid for the homes tha
The larger towns in Spain are likely to have more than one court house. Example would be “Juzgado de Primera Instancia. ” In small town or village there may only be a “Juzgado de Paz.” (the Court of Peace).
The court of
The Administrative Courts have begun to annul the the plusvalia taxes on properties where property values have either devalued or remained static. This will mean that vendors of these properties should not have this tax levied when selling or tr
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