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Lawyers The Lawyer Smart Card Don’t leave home without it. Check how you can avoid problems and misunderstandings. . The Lawyer Smart Card Website     Emergency Telephone Number For Answers to Your Questions. Use the website s

European Court Of Justice Declares The Irph Null And Void If There Has Been A Lack Of Transparency

The CJEU in a recent judgment, has established that the IRPH can be declared null and void if the bank does not prove that it has explained to the client how the interest rate works and had not presented different scenarios on the evolution of t

New Eu Regulations Nullifies The Need To Legalise (apostille) Many Public Documents

Update September 2019. On the website from the Ministry of Justice, info on how to apply for a criminal record check in Spain, they’ve included this info now, re no need for Apostilles for this document when used in the EU. The Regulation

When You Need A Legal Adviser/lawyer


Survey. What Do You Expect From Your Spanish Lawyer?

Due to my involvement with our community for many years as what I can only describe as a trouble shooter, I have spent many hours with lawyers and also mediating between the professionals and the Ex-pat community. I had come to the conclusion th

Good News For Mortgage Holders Who Paid Costs Associated With Property Purchases

For those who have bought a property in Spain with a mortgage will have paid costs and fees associated with the mortgage on the purchase. These costs will include: valuation, notary, registry,(judicial taxes) and management fees. The Supreme Cou

What Can I Do If I Think My Mortgage Is Affected By The Clausula Suelo (floor Clause)?

On the 21/12/2012 the European Court of Justice ruled the invalidity of the abusive floor clause and demand that the banks return the amounts overcharged retroactively. The ECJ has ruled that the Spanish Supreme Court did not have the ability to

Monte San Juan De Los Terreros In Liquidation

This promotion went bust in 2011 leaving thousands of purchasers out of pocket. Thousands of investors, some of whom paid up to 150,000 euros for one of the off-plan properties, are not aware that they can recoup the money paid for the homes tha

Address Of A Court/juzgado In My Area

The larger towns in Spain are likely to have more than one court house. Example would be “Juzgado de Primera Instancia. ” In small town or village there may only be a “Juzgado de Paz.” (the Court of Peace). The court of
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