Banks & Life Insurance Policies.
Were you coerced into taking out a life insurance when applying for a mortgage?
Were you told it was a requirement for obtaining the loan?
Did you pay a lump sum for the life Insurance policy?
The Registry of death coverage insurance contracts depends on the Ministry of Justice and in it all life insurance contracts (with death coverage) and accident insurance covering the insured’s death must be registered, excluding those in w
In short, Cajas or savings banks are non-profit entities, Cajas Rurales or rural savings banks should have their main objective in the provision of financial services in rural areas and Bancos or banks are for-profit entities that share their pr
The town hall of each municipality sets how much real estate tax (IBI) is to be paid for the properties that are located in its territory. The tax is calculated over the catastral value of a property.
From the Catastro website:
What is the ratea
If your mortgage lender has obliged you to open a bank account with them, for the sole purpose of the mortgage payments, and is also charging the account with commissions for maintenance, then this recent ruling from the Audiencia Provincial cou
Further to our FAQs from December 2017, the Spanish Government has finally followed up on the Royal Decree from November 2017, and a European Directive from 2014 with regards to the obligation for bank to offer Basic Bank Accounts, and has appro
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