The Registry of death coverage insurance contracts depends on the Ministry of Justice and in it all life insurance contracts (with death coverage) and accident insurance covering the insured’s death must be registered, excluding those in w
In short, Cajas or savings banks are non-profit entities, Cajas Rurales or rural savings banks should have their main objective in the provision of financial services in rural areas and Bancos or banks are for-profit entities that share their pr
The town hall of each municipality sets how much real estate tax (IBI) is to be paid for the properties that are located in its territory. The tax is calculated over the catastral value of a property.
From the Catastro website:
What is the ratea
If your mortgage lender has obliged you to open a bank account with them, for the sole purpose of the mortgage payments, and is also charging the account with commissions for maintenance, then this recent ruling from the Audiencia Provincial cou
Further to our FAQs from December 2017, the Spanish Government has finally followed up on the Royal Decree from November 2017, and a European Directive from 2014 with regards to the obligation for bank to offer Basic Bank Accounts, and has appro
MUTUAL ASSISTANCE FOR RECOVERY OF DEBT
EU Commission Regulation 1189/2011 of 19 November 2011.
This note only cover EU Member States. There is however scope for use outside of the EU
All taxes and duties collected by the competent
SEPA was introduced to make transfers in Euros easier for individuals to make cross border payments.
This Link about
SEPA Countries and Bank Identifiers
This Link for
This is the position at the present time
Use the tax agency calculator below. Add the amount of the embargo and then the monthly salary pension or income. If the amount earned or pension is below the SMI (735.9) your account cannot be embargoed. This can still occur so you must go to
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