If your mortgage lender has obliged you to open a bank account with them, for the sole purpose of the mortgage payments, and is also charging the account with commissions for maintenance, then this recent ruling from the Audiencia Provincial cou
Further to our FAQs from December 2017, the Spanish Government has finally followed up on the Royal Decree from November 2017, and a European Directive from 2014 with regards to the obligation for bank to offer Basic Bank Accounts, and has appro
MUTUAL ASSISTANCE FOR RECOVERY OF DEBT
EU Commission Regulation 1189/2011 of 19 November 2011.
This note only cover EU Member States. There is however scope for use outside of the EU
All taxes and duties collected by the competent
SEPA was introduced to make transfers in Euros easier for individuals to make cross border payments.
This Link about
SEPA Countries and Bank Identifiers
This Link for
This is the position at the present time
Use the tax agency calculator below. Add the amount of the embargo and then the monthly salary pension or income. If the amount earned or pension is below the SMI (735.9) your account cannot be embargoed. This can still occur so you must go to
Information about statutes of the company, turnover, board of management, shareholders, whether the company is still active or not, available through various online companies, but practically all will ask for a fee and you need to register to ma
First of all, this plan that offers subsidies on rent and purchase of habitual homes has been approved by the state, but as it is a co-finance structure, where all Autonomous Regions (apart from Navarra) have to contribute, the state has to sign
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