In the autonomous region of Aragón, the amount of citizens that are at risk of social exclusion because of insufficient income or no income at all, because of longterm unemployment for example, has grown significantly quicker in the past 5 year
You can be added to one of the list containing names of debtors if you have accrued a debt of as little as five euros as there is no minimum limit. Before being added to a list, you should have been sent a bill which resulted in nonpayment. Only
This will depend from which administration you need a certificate of no debt (certificado de deuda pendiente/o the no deuda). These certificates are provided by the tax office (Agancia Tributaria) and the Social Security administration
Families or individuals in Spain who find themselves in what is known here as ‘situation the exclusion’ can have access to the food banks provided in various towns. Many will have seen charity workers collecting foodstuff from shoppe
For information pertaining to your individual case, please contact Myra at: firstname.lastname@example.org You may be advised to seek further advise from a lawyer with expertise in the field of mortgage debt
Each case of mortgage debt must be examined by individual merits. For first step please contact Myra at: email@example.com If necessary you may be advised to seek further advise from one of our lawyers or a legal aid lawyer.
Literally translated ‘dacíon en pago’ is ‘ payment in kind’ used for those who find that they cannot pay their mortgage debt and wish to return the property to the bank, walking away without a debt. It is not easy to a
No the utility companies cannot insist that you pay a debt due by a previous owner or tenant (if the bills were in their names) This was a practice used in the past by a certain Electricity provider. They occasionally use this ploy even today. I
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