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Has Your Bank Sold You A Life Insurance Policy?

Banks & Life Insurance Policies. Were you coerced into taking out a life insurance when applying for a mortgage? Were you told it was a requirement for obtaining the loan? Did you pay a lump sum for the life Insurance policy? If

Rental Contracts - Abusive Clauses

Most rental contracts are ruled by the Ley de Arrendamientos Urbanos. There is a section for habitual homes ‘uso vivienda’ and for other uses ‘uso distinto de vivienda’. The latter category would include contracts of a te

Victim Of Okupas / Squatters - What You Can Do

Based on an article on the Moncloa website. The Secretary of State for Security of the Ministry of the Interior has drawn up a protocol for action against illegal occupations of buildings for the National Police and the Civil Guard that standard

Covid-19 Health&safety Guide Holiday Rental Properties

Finally, the Ministry has published a guide for owners of holiday properties ‘viviendas de uso turistico’, with the regulations with regards to Health and Safety re COVID-19. LINK TO THE GUIDE Properties that are rented out by room,

Covid-19 New Credit Lines Autonomos And Businesses To Re-activate (tourism) Economy

Summary of measures approved in a Royal Decree published in the State Gazette on the 6th of July 2020. Approval of a Credit Line for coverage on behalf of the State of the financing provided by supervised financial institutions to companies and

Rental Deposits Catalunya - Incasòl

Link to the Incasòl webpage.

How To Check Padrón Registration

You can access the data the National Statistics Institute holds with regards to the municipal padrón registers. You need a digital certificate installed on your computer, or a Cl@ve Pin. LINK TO WEBSITE

Landlords And Tenants Long Term Rentals - Income Tax

Info from the Spanish Tax Office, in English, with regards to allowances, deductions with regards to long term lets. HOME RENTAL TAXATION Please note that for both landlords and tenants there used to be deductions in place, but they have been ab

Rental Deposits Madrid

Info HERE Link to FAQs in the column on the left.

Renting A Room - Any Tenant's Protection?

Tenant’s protection is guaranteed for long term rentals, for ‘uso vivienda’ in the Spanish Urban Lease Law (Ley de Arrendamientos Urbanos or LAU). Status quo in September 2019: 5 years (or 7 if the landlord is a business). The