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Changes to Car Insurance Policy Allowed?

That depends, you can add another driver for example depending on his/her status, young driver or other and your insurance company might increase the premium.

If you sell the insured vehicle, generally you can transfer the policy to another vehicle owned by you. Most companies do not offer a partial refund of the annual premium.

Most insurance companies will not allow you to change the ´titular or ‘tomador de la poliza’/policy holder to another except in specific circumstances. It would be called a ´donación por cesión´. Then and if possible, only to close relatives, descendent or ascendent, or spouse. The current policy holder would have to formally state his agreement with the donation and renounce the policy.

You would have to check with your insurance company and ask if they facilitate this.

Please note: The information provided is based upon our understanding of current legislation. It is not legal advice but is provided freely to enable you to be properly informed. We recommend that if you are considering taking action, you should seek professional advice.

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