The EU Directive that is mentioned in the link above and that directs member states to make arrangements to offer consumers a basic bank account that can be opened anywhere in the EU, as well as ´be moved´ to another bank, city or EU country, has been transposed into Spanish national law (Royal Decree –Law 19/2017) on the 25th of November 2017. However, the Bank of Spain first has to come up with regulations with regards to a. services connected to a basic account and b. commissions associated with a basic bank account so that consumers will be able to compare the commissions charged by the various banks operating in Spain. The window to comply with this is for a, 3 months, and for b, 9 months as of the 26th of November 2017.
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