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Latest news from Citizens Advice Bureau Spain

Talking About Rights For Common Law Couples And Iht

Tomorrow morning, Monday August 1, I will be talking to Bill Padley on Talk Radio Europe on the rights for Common law partners (Pareja de Hecho). Includes the need to make assurances so that they have the right to the substantial reductions on i

Clausula Suelo. Advocate General Agrees With The Supreme Court Spain

According to Advocate General Mengozzi, the temporal limit on the effects of the invalidity of ‘floor’ clauses included in mortgage loan agreements in Spain is compatible with EU law. We still need a sentence from the European Court of Justi

General Elections In Spain

Dear members, the team would like you to give some thought to the citizens of our host land, Spain. Election day today and no ordinary one after having had an acting government for the last 6 months. Obviously, the result of their votes will als

Yet Another Timeshare Scam!

Received a call from a distressed lady resident of the UK and timeshare owner in Spain. The lady has received a call from someone going under the name of Grace Stead and pertaining to be from the non existent firm ‘Malaga international Servi

The Supreme Court To Declare On Irph Mortgages

There is much optimism that they will follow the ruling of the Clausula Suelo and rule the IRPH as abusive. Many judges in different areas of Spain have already declared the IPRH mortgages as abusive due to lack of transparency. Others have not

Clausula Suelo/floor Clause And Why You Should Check Your Spanish Will Live On Tre

Monday June 13 live on Talk Radio Europe.  Lets Talk with Bill Padley at 11.00 am till 12 noon. Full story on the Clausula Suelo affecting millions of mortgage holders. Mortgages with most banks affected. What it is, how to check if this clause

New App To Locate 24h Emergency Vet

Developed by a group of young entrepreneurs in Málaga, this App will put you in contact with the Emergency Veterinary Clinic nearest to your location, making use of GPS. You´ll need to make a phone call (free of charge) and the UVI24 callcentr

Movistar Now Charging Excess Data Consumption - How To Avoid

Per 18.5.2016 Movistar started charging clients who consume extra ´megas´ on top of their contracted monthly amount of data volume. At 1,5 eurocent/MB and capped at 15 euros/month and with SMS warnings to the clients if they are approaching th

Ibi Subventions And Tax Obligations!

Many of the town halls across Spain offer residents various schemes in the way of reductions on the IBI (annual rates bill) and the rubbish collection charges. Though the reductions are guaranteed for pensioners, those on lower incomes, large f

British Couple Refunded 58,000 Plus Interest Paid For Aifos Off-plan Property Never Received.

Banco Popular has been ordered by a court in Malaga to pay a British couple the sum of 58,000 euros plus interest. The couple had signed for an apartment at Hacienda Casares from the promoters Aifos in 2004. The cost of the apartment was 167,936

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