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Latest news from Citizens Advice Bureau Spain

Warning. Banks And Mortgage Scams?

‘Scam’ definition: a dishonest scheme. I am presuming that most mortgage holders are aware of the abusive clausula suelo, (floor clause) where over forty Spanish banks added a clause into their mortgage contracts stipulating that; intere

Undeclared Rental Income? Big Fiscal Brother Is Watching You!

Hacienda has started a campaign, alerting those that advertised their property for rental purposes in 2015, e.g. through portals like AirBnB or similar web agents, that they have knowledge of your ad and would like to remind you that any income

Driving Licence Fine Appealed Successfully

CAB Spain was asked by one of her members to assess the validity of a fine received for not having changed a UK licence for a Spanish driving permit. Member RJC was stopped in La Linea for having a headlight out and fined on one of the first day

Schengen: Regulation (eu) 399/2016 Amending Schengen Borders

REGULATION (EU) 2016/399 OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL of 9 March 2016 on a Union Code on the rules governing the movement of persons across borders (Schengen Borders Code) The Regulation will enter into force on 12 April 2016.

Permanent Residency Vs Residency Live On Radio

Myra Cecilia from C.A.B Spain will be talking live on the Bill Padley “Lets Talk” show on Monday April 4th 11.15 am till 12 noon. Topics discussed: Permanent residency vs non permanent residency, the differences of the residency stat

Good News On The Mortgage Front With The (esis)

Your Europe says “Hunting for a new home? Looking for the best mortgage loan? As of today, the different lenders must provide you with the European Standardised Information Sheet (ESIS) in order for you to easily compare their offers. Discover

Drivers With Valid Uk Driving Licences Fined Illegally

We at CAB Spain have been writing and informing citizens in Spain about the validity or not of the non Spanish EU driving licences. We have received many emails and posts asking for advice and assistance by many who are not sure whether or not t

Tenants Obliged To Pay Tax On Rentals

While ignorance of the law does not exempt compliance, legal principle established in the art. 6.1 of the Civil Code, it is true that many tenants have been caught by surprise last few days in the Madrid community by notifications claiming payme

Perks For Residents Registering On The Padron In Andalucia

For full information, visit the GOV.UK website. Please be aware that by accepting the grants or reductions (subvenciones) such as on the annual IBI bills, that you will have to declare this on your annual resident tax returns. Those who are exem

No More Bulk Rechargable Lithium-ion Batteries In Hold Of Passenger Aircrafts

The ICAO (the International Civil Aviation Organisation) Council has issued a press release on the 22nd of February announcing that as of April 1st this year cargo shipments of lithiumion batteries are no longer allowed on passengers flights. W

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