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Latest news from Citizens Advice Bureau Spain

Yet Another Timeshare Scam!

Received a call from a distressed lady resident of the UK and timeshare owner in Spain. The lady has received a call from someone going under the name of Grace Stead and pertaining to be from the non existent firm ‘Malaga international Servi

The Supreme Court To Declare On Irph Mortgages

There is much optimism that they will follow the ruling of the Clausula Suelo and rule the IRPH as abusive. Many judges in different areas of Spain have already declared the IPRH mortgages as abusive due to lack of transparency. Others have not

Clausula Suelo/floor Clause And Why You Should Check Your Spanish Will Live On Tre

Monday June 13 live on Talk Radio Europe.  Lets Talk with Bill Padley at 11.00 am till 12 noon. Full story on the Clausula Suelo affecting millions of mortgage holders. Mortgages with most banks affected. What it is, how to check if this clause

New App To Locate 24h Emergency Vet

Developed by a group of young entrepreneurs in Málaga, this App will put you in contact with the Emergency Veterinary Clinic nearest to your location, making use of GPS. You´ll need to make a phone call (free of charge) and the UVI24 callcentr

Movistar Now Charging Excess Data Consumption - How To Avoid

Per 18.5.2016 Movistar started charging clients who consume extra ´megas´ on top of their contracted monthly amount of data volume. At 1,5 eurocent/MB and capped at 15 euros/month and with SMS warnings to the clients if they are approaching th

Ibi Subventions And Tax Obligations!

Many of the town halls across Spain offer residents various schemes in the way of reductions on the IBI (annual rates bill) and the rubbish collection charges. Though the reductions are guaranteed for pensioners, those on lower incomes, large f

British Couple Refunded 58,000 Plus Interest Paid For Aifos Off-plan Property Never Received.

Banco Popular has been ordered by a court in Malaga to pay a British couple the sum of 58,000 euros plus interest. The couple had signed for an apartment at Hacienda Casares from the promoters Aifos in 2004. The cost of the apartment was 167,936

Warning. Banks And Mortgage Scams?

‘Scam’ definition: a dishonest scheme. I am presuming that most mortgage holders are aware of the abusive clausula suelo, (floor clause) where over forty Spanish banks added a clause into their mortgage contracts stipulating that; intere

Undeclared Rental Income? Big Fiscal Brother Is Watching You!

Hacienda has started a campaign, alerting those that advertised their property for rental purposes in 2015, e.g. through portals like AirBnB or similar web agents, that they have knowledge of your ad and would like to remind you that any income

Driving Licence Fine Appealed Successfully

CAB Spain was asked by one of her members to assess the validity of a fine received for not having changed a UK licence for a Spanish driving permit. Member RJC was stopped in La Linea for having a headlight out and fined on one of the first day

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