Myra’s Blog

Blog from the founder of Citizens Advice Bureau Spain, Myra Cecilia Azzopardi

How Can Citizens Advice Bureau Spain Benefit You?

As an expatriate living in Spain; do you find that the Spanish bureaucratic system can be disconcerting? Have you discovered that the simplest of transactions are difficult to conclude? Find yourself searching for answers to problems only to discover that there is nowhere where you could find a solution? I am assuming that the answer is yes and that is why should be a member of our web site if you arent already.

2017 September 17th

Mortgage Debt That Cannot Be Paid-is There A Solution?

Many who were purchasing a property in Spain were sadly affected during the crisis when interest was unaffordable and usually due to abusive clauses. Monthly mortgage repayments rocketed. Most lost their homes to the banks who were then able to

2017 July 22nd

Cannot Pay Mortgage Is There Any Advice For Me?

The first thing one should do when aware that they cannot meet their monthly mortgage repayments, is talk with the bank director as soon as possible. The banks will often not tell you that due to non payment for three months, they can embark on

2017 July 13th

How Could The Uk Government Proposal On Residency Rights Affect Uk Nationals Post Brexit?

The UK Governments Proposal for EU Citizens in the UK and UK Nationals in the EU. June 26 2017 (Only some chapters from the proposal have been discussed below. Numeration as on the proposal paper). C.A.B Spain paper. Preamble There has

2017 June 25th

There Are Still Pitfalls To Avoid When Purchasing Land/property In Spain

Written by Myra C. Azzopardi for www.conveyancingspain.com with permission to post on my blog. It would be wishful thinking to suggest that the problems when purchasing land /plots in Spain on which to construct your dream home no longer exist.

2016 October 30th

Reduction In Electricity Costs For Some And Why Titles Can Be Misleading

El Supremo Anula el Bono Social y Obliga a Indemnizar a las Eléctricas (The Supreme Court Has Annulled the Subsidised Rate for Electricity ‘Bono Social’ and that the Government Must indemnify the Electricity Companies) Whilst in the main

2016 May 7th

No Win No Fee. Cuota Litis

Commonly known as ‘no win no fee’, the correct terminology is a contingency or conditional fee agreement. The equivalent in Spanish is known as ‘Cuota Litis’. When agreeing to this this type of contract, the client should cle

2016 April 28th

Black Clouds And Silver Linings

First published in the Costa del Sol Action Group magazine 2010. With our expatriate retirees in mind The rain in Spain is falling on just about everyone. It is apparent that the planet is suffering a crisis not experienced in many decades. Fo

2016 March 20th

Spanish Nationality For Sephardic Jews

The right for Sephardic Jews who originated in Spain to claim Spanish nationality which had been denied to them for some years has been reinstated. This is by the law 12/2015 24 June. Spain to correct the injustice of 1492 when the Sephardic Jew

2015 August 30th

Exceptional Service From Citizens Advice Bureau Personnel

An email from a CAB UK office has prompted me to embark on this blog which could be a ‘get it of your chest’ from a CAB volunteer. More details on the UK office staff actions below. Most citizens that benefit from the many Citizens A

2015 August 8th

Citizens Advice Bureau Spain Charity, Please Help Us To Help You.

Edited version 04/10/2015. The Citizens Advice Spain is a registered charity and provides the advice people need for the problems they face. With education and information we are empowering the public to help themselves. In most cases our advice

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CAB Spain At a Glance

Citizens Advice Bureau is a registered as a Spanish Non-Profit/NPO/ONG organisation. Registration nº 11253. CIF G93354348