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How Can Citizens Advice Bureau Spain Benefit You?

As an expatriate living in Spain; do you find that the Spanish bureaucratic system can be disconcerting? Have you discovered that the simplest of transactions are difficult to conclude? Find yourself searching for answers to problems only to discover that there is nowhere where you could find a solution? I am assuming that the answer is yes and that is why should be a member of our web site if you arent already.

Multi Currency Mortgages-a Legal Solution

This article was provided to us by a law firm with expertise in banking products. “We have been observing frequent cases of homeowners who signed multi-currency mortgages , in which the quotas and the capital to be amortised are determined

Clausula Suelo/floor Clause And Why You Should Check Your Spanish Will Live On Tre

Monday June 13 live on Talk Radio Europe.  Lets Talk with Bill Padley at 11.00 am till 12 noon. Full story on the Clausula Suelo affecting millions of mortgage holders. Mortgages with most banks affected. What it is, how to check if this clause

Warning. Banks And Mortgage Scams?

‘Scam’ definition: a dishonest scheme. I am presuming that most mortgage holders are aware of the abusive clausula suelo, (floor clause) where over forty Spanish banks added a clause into their mortgage contracts stipulating that; intere

Remove The Clausula Suelo From Your Mortgage Reduce Monthly Payments

Opportunity to remove the abusive clausula Suelo from your mortgage contracts immediately lowering your monthly payments. This clause has been written into mortgage clauses by most banks. Lawyers with expertise in the field of bank products said

Spanish Banks Owe Millions To Mortgage Holders

Published on: Dec 27, 2014 @ 15:57 Hundreds of thousands of homeowners who bought in the height of the last boom, are now finding that they have negative equity in their homes. Many are finding it impossible to meet the monthly mortgage payments

Cab Spain Lawyers Taking Court Action For Members With Clausula Suelo No Win No Fee

This is excellent news. Our lawyers are not only willing to commence proceedings against the banks for each of our members who have the illegal clause in their mortgage contract but. No win no fee basis which means that they are also assuming t

Illegal Commissions On Mortgage Accounts

A question that pops up frequently, whether banks are allowed to charge commission on bank accounts that are used exclusively for payment of mortgage or other kinds of loans. FACUA-Consumers in Action have denounced 10 banks for charging commiss

Spanish Tax Payers To Rescue Developers And Banks Again

  Yet again, Spanish government will have the tax payers take up a private debt. An agreement with the 6 major Spanish banks and the property developers involved in the financing and constructing of 10 tollroads in Spain, currently in the r

Nicole King Interviews Myra On Mi Marbella Radio Show 08/08/2014 – Citizens Advice Bureau Spain

Myra Interviewed by Nicole King on her Mi Marbella Radio Show.. Topics discussed: Banks, life insurances and clausula suelo (abusive floor clause) Please press “play” to hear the interview. https://www.citizensadvice.org.es/wp-content/uploa

Banks And Notaries In Spain

Purchasing a property in Spain, increasing the loan, asking for interest only honeymoon period or changing the bank who has provide the mortgage to a new bank. To accomplish any of these transactions in Spain, you must use a notary. This is ce
citizens advice spain


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