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News Articles from Citizens Advice Bureau Spain

Warning. Banks And Mortgage Scams?

‘Scam’ definition: a dishonest scheme. I am presuming that most mortgage holders are aware of the abusive clausula suelo, (floor clause) where over forty Spanish banks added a clause into their mortgage contracts stipulating that; intere

Pensioners. Reduction On Phone Line Rentals.

Known as the ‘bono social’ a reduction for pensioners, large families, unemployed and those on disability pensions. Information on this link.

Undeclared Rental Income? Big Fiscal Brother Is Watching You!

Hacienda has started a campaign, alerting those that advertised their property for rental purposes in 2015, e.g. through portals like AirBnB or similar web agents, that they have knowledge of your ad and would like to remind you that any income

Driving Licence Fine Appealed Successfully

CAB Spain was asked by one of her members to assess the validity of a fine received for not having changed a UK licence for a Spanish driving permit. Member RJC was stopped in La Linea for having a headlight out and fined on one of the first day

Permanent Residence Status Radio Interview On Tre.

Radio interview needs to be downloaded to listen. Will try to provide a different format when someone can offer to assist. permanent-residence_spain_2016-04-04_

Schengen: Regulation Amending Schengen Borders

THE EUROPEAN PARLIAMENT AND THE COUNCIL OF THE EUROPEAN UNION, Having regard to the Treaty on the Functioning of the European Union, and in particular Article 77(2)(b) and (e) thereof, Having regard to the proposal from the European Commission,

Permanent Residency Vs Residency Live On Radio

Myra Cecilia from C.A.B Spain will be talking live on the Bill Padley “Lets Talk” show on Monday April 4th 11.15 am till 12 noon. Permanent-residence_Spain_2016-04-04_ Topics discussed: Permanent residency vs non permanent residency,

Good News On The Mortgage Front With The (esis)

Your Europe says “Hunting for a new home? Looking for the best mortgage loan? As of today, the different lenders must provide you with the European Standardised Information Sheet (ESIS) in order for you to easily compare their offers. Discover

Spanish Nationality For Sephardic Jews

The right for Sephardic Jews who originated in Spain to claim Spanish nationality which had been denied to them for some years has been reinstated. This is by the law 12/2015 24 June. Spain to correct the injustice of 1492 when the Sephardic Jew

How To Act When Emergency Vehicle Approaches?

Emergency vehicles should be given right of way, everyone will know that and the Traffic Reglament, articles 67 and 68 confirms that. General rule is that you should move as far to the right as possible, or even bring your vehicle to a standstil
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