mortgage

Mortgage

How Can Citizens Advice Bureau Spain Benefit You?

As an expatriate living in Spain; do you find that the Spanish bureaucratic system can be disconcerting? Have you discovered that the simplest of transactions are difficult to conclude? Find yourself searching for answers to problems only to discover that there is nowhere where you could find a solution? I am assuming that the answer is yes and that is why should be a member of our web site if you arent already.

2020 March 13th

European Court Of Justice Declares The Irph Null And Void If There Has Been A Lack Of Transparency

The CJEU in a recent judgment, has established that the IRPH can be declared null and void if the bank does not prove that it has explained to the client how the interest rate works and had not presented different scenarios on the evolution of t

2017 January 26th

Government Rushes Law On Clausula Suelo To Assist Consumers Or The Banks?

This topic was discussed with Bill Padley interviewing CAB adviser. Talking about the law and the possible implications. Since the interview, we have seen some of the agreements. One includes that during the three months negotiations. Also menti

2016 December 30th

Good News For Mortgage Holders Who Paid Costs Associated With Property Purchases

For those who have bought a property in Spain with a mortgage will have paid costs and fees associated with the mortgage on the purchase. These costs will include: valuation, notary, registry,(judicial taxes) and management fees. The Supreme Cou

2016 December 21st

Clausula Suelo. European Court Of Justice Rules In Favour Of Retroactive Payments.

This is the message from one of the group of lawyers who support our members. “Although our legal team does not yet have access to the judgment document to analyse the specific issues, we are pleased to announce that the ECJ has declared t

2016 August 20th

Many Still Not Aware Of The Clausula Suelo (abusive Floor Clause) In Their Mortgage Contracts

Update on the final ruling to banks expected from the European Court of Justin expected at the latter part of this year. The European Advocate General has agreed with the Madrid Supreme Court ruling that banks should only have to make repayments

2016 June 12th

Clausula Suelo/floor Clause And Why You Should Check Your Spanish Will Live On Tre

Monday June 13 live on Talk Radio Europe. Lets Talk with Bill Padley at 11.00 am till 12 noon. Full story on the Clausula Suelo affecting millions of mortgage holders. Mortgages with most banks affected. What it is, how to check if this clause

2016 April 19th

Warning. Banks And Mortgage Scams?

‘Scam’ definition: a dishonest scheme. I am presuming that most mortgage holders are aware of the abusive clausula suelo, (floor clause) where over forty Spanish banks added a clause into their mortgage contracts stipulating that; intere

2015 June 9th

Remove The Clausula Suelo From Your Mortgage Reduce Monthly Payments

Opportunity to remove the abusive clausula Suelo from your mortgage contracts immediately lowering your monthly payments. This clause has been written into mortgage clauses by most banks. Lawyers with expertise in the field of bank products said

2014 December 27th

Spanish Banks Owe Millions To Mortgage Holders

Published on: Dec 27, 2014 @ 15:57 Hundreds of thousands of homeowners who bought in the height of the last boom, are now finding that they have negative equity in their homes. Many are finding it impossible to meet the monthly mortgage payments

2014 December 9th

Cab Spain Lawyers Taking Court Action For Members With Clausula Suelo No Win No Fee

This is excellent news. Our lawyers are not only willing to commence proceedings against the banks for each of our members who have the illegal clause in their mortgage contract but. No win no fee basis which means that they are also assuming t

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