Claim your mortgage setup fees

CLAIM BACK YOUR MORTGAGE EXPENSES!

In July 2020 the Court of Justice of the European Union issued a ruling establishing that all financial entities were obliged to reimburse mortgage expenses to borrowers (notary, management, registration and costs derived from valuing your property).
Europe’s guidelines were adopted by the Supreme Court in several rulings, so it is currently possible to claim the following amounts:
50% of the Notary fees
100% of the Land Registry fees
100% of the Agency
100% of the appraiser’s invoice (valuation of your property)
Legal interest will be added to all these amounts, calculated from the moment they were paid until effective payment by the banking entity.

WHAT DO I HAVE TO DO TO RECOVER THEM AND WHAT DOCUMENTATION SHOULD I PROVIDE?

Once we have confirmed the existence of the aforementioned abusive clause, we would ask you to forward a copies of  invoices  to our recommended lawyer. The lawyer will list the documentation needed.

THE STUDY OF YOUR CASE WILL BE FREE OF CHARGE

This information has been provided by a lawyer specialising in bank products commonly utilised by Citizens Advice Spain.

If you’re looking to contact the lawyer regarding this specific claim, please email: myra@citizensadvice.org.es for assistance. 

Please note: The information provided is based upon our understanding of current legislation. It is not legal advice but is provided freely to enable you to be properly informed. We recommend that if you are considering taking action, you should seek professional advice.