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News Articles from Citizens Advice Bureau Spain

Government Rushes Law On Clausula Suelo To Assist Consumers Or The Banks?

This topic was discussed with Bill Padley interviewing CAB adviser. Talking about the law and the possible implications. Since the interview, we have seen some of the agreements. One includes that during the three months negotiations. Also menti

Survey. What Do You Expect From Your Spanish Lawyer?

Due to my involvement with our community for many years as what I can only describe as a trouble shooter, I have spent many hours with lawyers and also mediating between the professionals and the Ex-pat community. I had come to the conclusion th

Sun Tax – Sentence Constitutional Court Against Murcia

Published in the State Bulletin on the 9th of January 2017 a sentence from the Constitutional Court in a case against the Murcia government. Murcia had approved a law that would make certain photovoltaic installations exempt from paying the ´pe

Banks And The Common Reporting Standard 2017

Below is a very brief summary of the Common Reporting Standard.  It is quite a complex regime in practice. The Common Reporting Standard (CRS) is an information standard for the automatic exchange of information developed in the context of the

Abusive Floor Clause Ecj Ruling And Mortgage Costs Claim On Radio

Talking on radio on the latest ruling from the European Court of Justice on the clausula Sueolo and how that assists those affected. The discussion also includes the new cases being initiated on recouping the costs associated with the set up of

Child Support. United States Of America And Montenegro Hague Convention In Force

The Hague Convention of 23 November 2007 on the International Recovery of Child Support and Other Forms of Family Maintenance entered into force for Montenegro and United States of America on 1 January 2017, with these States becoming the 34th a

Padrón Municipal De Habitantes. Municipal Census Of Habitants.

* Asterisk below for information about updating your registration on the padròn for UK Nationals who are not permanent residents. The Padrón is a register with a list on names of neighbours that must be updated periodically under the guidance

Good News For Mortgage Holders Who Paid Costs Associated With Property Purchases

For those who have bought a property in Spain with a mortgage will have paid costs and fees associated with the mortgage on the purchase. These costs will include: valuation, notary, registry,(judicial taxes) and management fees. The Supreme Cou

What Can I Do If I Think My Mortgage Is Affected By The Clausula Suelo (floor Clause)?

On the 21/12/2012 the European Court of Justice ruled the invalidity of the abusive floor clause and demand that the banks return the amounts overcharged retroactively. The ECJ has ruled that the Spanish Supreme Court did not have the ability to

Clausula Suelo. European Court Of Justice Rules In Favour Of Retroactive Payments.

This is the message from one of the group of lawyers who support our members. “Although our legal team does not yet have access to the judgment document to analyse the specific issues, we are pleased to announce that the ECJ has declared t
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