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Mortgages

How Can Citizens Advice Bureau Spain Benefit You?

As an expatriate living in Spain; do you find that the Spanish bureaucratic system can be disconcerting? Have you discovered that the simplest of transactions are difficult to conclude? Find yourself searching for answers to problems only to discover that there is nowhere where you could find a solution? I am assuming that the answer is yes and that is why should be a member of our web site if you arent already.

Multi Currency Mortgages-a Legal Solution

This article was provided to us by a law firm with expertise in banking products. “We have been observing frequent cases of homeowners who signed multi-currency mortgages , in which the quotas and the capital to be amortised are determined

Government Rushes Law On Clausula Suelo To Assist Consumers Or The Banks?

This topic was discussed with Bill Padley interviewing CAB adviser. Talking about the law and the possible implications. Since the interview, we have seen some of the agreements. One includes that during the three months negotiations. Also menti

Clausula Suelo. European Court Of Justice Rules In Favour Of Retroactive Payments.

This is the message from one of the group of lawyers who support our members. “Although our legal team does not yet have access to the judgment document to analyse the specific issues, we are pleased to announce that the ECJ has declared t

Many Still Not Aware Of The Clausula Suelo (abusive Floor Clause) In Their Mortgage Contracts

Update on the final ruling to banks expected from the European Court of Justin expected at the latter part of this year. The European Advocate General has agreed with the Madrid Supreme Court ruling that banks should only have to make repayments

Warning. Banks And Mortgage Scams?

‘Scam’ definition: a dishonest scheme. I am presuming that most mortgage holders are aware of the abusive clausula suelo, (floor clause) where over forty Spanish banks added a clause into their mortgage contracts stipulating that; intere

Remove The Clausula Suelo From Your Mortgage Reduce Monthly Payments

Opportunity to remove the abusive clausula Suelo from your mortgage contracts immediately lowering your monthly payments. This clause has been written into mortgage clauses by most banks. Lawyers with expertise in the field of bank products said

Spanish Banks Owe Millions To Mortgage Holders

Published on: Dec 27, 2014 @ 15:57 Hundreds of thousands of homeowners who bought in the height of the last boom, are now finding that they have negative equity in their homes. Many are finding it impossible to meet the monthly mortgage payments

Cab Spain Lawyers Taking Court Action For Members With Clausula Suelo No Win No Fee

This is excellent news. Our lawyers are not only willing to commence proceedings against the banks for each of our members who have the illegal clause in their mortgage contract but. No win no fee basis which means that they are also assuming t
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