How our Organisation Saves and Accumulates Wealth for our Members

It is a beautiful and typically hot May afternoon in Andalucía. I could not avoid taking out my laptop and sitting in a cool area of my patio to draft a short blog.

Here at the Citizens Advice Bureau Spain, we do many things. Besides the obvious, we are always looking at ways to save or acquire money for our member-This is achieved in various ways.

Advising about Pension payments that expat residents had no idea that they were entitled to

How to prepare now to reduce the cost of inheritance taxes

Informing common law couples of the need to register and the registration process.

Advise you on how to avoid extra taxes when purchasing or selling a property.

We offer you information about your right to free healthcare.

We provide information on the least expensive ways of making up a will.

Our fact sheets will tell you how to avoid the cost of probate.

Guiding you on how to apply for a NIE number or residency status.

The refund of monies when the banks have miss-sold products such as ‘life insurance’,

Reducing mortgage payments and the refund of extra monthly payments made due to illegal clauses in the mortgage contract.

Provide information on how to reduce the cost of your building Insurance.

Advising you about the rights of free legal aid available.

We direct you to apply for reductions in your annual rates.

Savings by obtaining a sixty five card for pensioners.

Cheaper travel charges.

Free home care for the elderly in need.

Reductions that is available on the telephone rental costs for pensioners.

Reduction in Electricity costs for pensioners and large families.

Buying fresh produce and not pay the IVA again for the over sixty fives.

We have even provided information on how to avoid using the more expensive 902/901 numbers, showing how to find an alternative.

The list of saving will continue.

Your feedback as always will be appreciated. Do not hesitate to leave a comment. Until next time, enjoy the sunshine.

‘HELP US TO HELP YOU, PLEASE DONATE’

Please note: The information provided is based upon our understanding of current legislation. It is not legal advice but is provided freely to enable you to be properly informed. We recommend that if you are considering taking action, you should seek professional advice.